Non-Clinical Jobs at Navi
A rare chance for professionals seeking non-clinical jobs has emerged at Navi Healthcare in Bangalore. The organisation is looking for qualified candidates for the position of Associate Manager – Health Underwriting, where applicants can leverage their skills in a dynamic environment focused on health insurance.
About Navi Healthcare:
Navi Healthcare is a rapidly growing financial services organization in India, specializing in health insurance and related financial products. The company is committed to shaping the future of financial services for a billion Indians through innovative, tech-first solutions that are simple, accessible, and affordable. With a strong customer-first approach, Navi is dedicated to delivering high-quality services in the healthcare sector, making it an excellent opportunity for those interested in non-clinical jobs.
Job Details:
- Job Code: N-33330
- Location: Bangalore
- Positions Available: 2
- Required Experience: 2 – 4 Years
Job Description:
As an Associate Manager – Health Underwriting, the selected candidate will evaluate health insurance proposals end-to-end by referring to medical examination reports, health reports, past medical records, and related data of prospective health insurance customers. This role requires maintaining adherence to the underwriting guidelines and policies of the company to ensure accurate, fair, and compliant underwriting decisions.
Key Responsibilities:
- Evaluate and underwrite insurance applications by meticulously reviewing applicant profiles, including medical reports, health records, and general application data.
- Determine insurability and classify risk levels associated with applicants.
- Render final underwriting decisions (approval, modification, or decline) based on established underwriting guidelines and risk management principles.
- Ensure all underwriting decisions adhere strictly to company policies, legal regulations, and best-practice risk management standards.
- Maintain detailed and accurate underwriting records for audit readiness and transparency.
- Prepare and analyze periodical underwriting reports detailing key operational parameters such as productivity, quality, and workflow efficiency.
- Serve as a key point of contact for handling underwriting-related queries directly from customers and for resolving complex grievances.
- Actively contribute to the continuous improvement of underwriting processes, guidelines, and risk assessment tools.
Eligibility Criteria for the Non-Clinical Jobs:
- Qualification: Medical Graduate in any stream (MBBS, BAMS, BHMS)
- Experience: Minimum 2 years of clinical experience
- Technical Skills: Good command of advanced medical terminology, knowledge of anatomy, physiology, and disease processes.
- Communication Excellence: Proficiency in written and spoken English and Hindi; multilingual ability is an advantage.
- Soft Skills: Strong interpersonal and logical thinking skills, flexibility, and adaptability to a changing work environment.
